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Bankruptcy

Financial issues and mental health go hand in hand

Struggling financially can mean that you are in a very stressful period of your life. If you have recently lost your job, are struggling to find employment or have outgoings that you have no control over, you may feel powerless against your situation. Thi ...

Going through bankruptcy? Here’s why to stay positive

It can be hard to know that you’ve had to turn to bankruptcy, but that doesn’t mean that you’ve failed. While bankruptcy is still somewhat taboo to talk about, the truth is that many people go through it. Out of all the households in Ame ...

Today’s Senior Citizen: Retired, Debt-Ridden and Harassed

Debt collectors do not discriminate. Regardless of gender, race, or ethnicity, they place calls to seventy million US citizens annually. Far too often, those communications take the form of outright harassment. However, agencies commonly exploit a certai ...

Can a Chapter 13 bankruptcy help you get out of debt?

You were embarrassed when you went to the store and found you did not have enough money to buy the groceries you needed. You were frustrated when you needed gas for your car but had to scrape together your change just to get a gallon to get to work. Thin ...

Bankruptcy Changes in the CARES Act

By Mercedes Diego  The Coronavirus Aid, Relief and Economic Security Act of 2020 (“CARES Act”) became effective on February 19, 2020 and raises the maximum debt level to qualify for under the Small Business Reorganization Act of Chapter ...

Chapter 7 vs. Chapter 13 Consumer Bankruptcy

People who find themselves in difficult financial situations may be overwhelmed with the thought that they may not ever be able to pay back the debts they have incurred. When it looks like you have no other options, it may be time to consider bankruptcy. ...