If sports mascots had their own Hall of Fame, costumed heroes such as the San Diego Chicken and Mr. Met would more than deserve enshrinement.
Bankruptcy filings usually occur after months, if not years of financial stress and uncertainty. Phones continually ring with debt collectors on the other end. Mailboxes fill up with final notices, garnishment warnings, and lawsuits.
Efforts over the last several years have attempted to reign in the increasingly unethical tactics and outright bullying behavior employed by debt collectors. Debtors breathed a sigh of relief as collection agencies were forced to work within more strict parameters.
Driving Toward Delinquency